What Does Medicare Cover
Medicare covers a variety of healthcare costs, such as basic hospital care and general medical costs under Original Medicare, and a large variety of additional costs and benefits with Part C, D, and supplements.
Part A and Part B Coverage
Medicare Part A is a part of Original Medicare, as well as Part B. In general, Part A and Part B cover:
Part C (Medicare Advantage) Coverage
Medicare Advantage has a variety of different plans you can choose from, each at their own price points and benefit structures. However, all plans must include the coverage of Original Medicare. Additional benefits may include:
Part D Coverage
Part D covers prescription drugs. Almost anything you need will be covered under this plan in some way, just at varying costs. Prescriptions are categorized into tiers based on price, including preferred generic and specialty.
Medigap (Medicare Supplement) Coverage
There are 10 different Medicare supplements. This means because each offers its own benefits, that you can carefully choose the exact coverage you need at the cost you want.
Plan F provides the most benefits of the 10 plans. All of the other ones will have some amount of this coverage:
- Part A Coinsurance & Hospital Costs
- Part B Coinsurance/Copayment
- First 3 Pints of Blood for Transfusions
- Part A Hospice Care Coinsurance/Copayment
- Skilled Nursing Care Facility Coinsurance
- Part A Deductible
- Part B Deductible
- Part B Excess Charges
- 80% of Foreign Travel Emergency Care
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